Car Insurance
Roadway Auto Insurance has helped drivers in Maryland and Washington, D.C. save thousands on their car and truck insurance. Roadway is one of the largest auto insurance agencies in the Washington metropolitan area. We are insurance specialists, offering a variety of products through our network of insurance companies.
Maryland Insurance Requirements
As of January 1, 2011, the state of Maryland requires drivers to have a minimum coverage of 30/60/15:
- $30,000 for bodily injury per person
- $60,000 for bodily injury for two or more people
- $15,000 for property damage
How much insurance do I need?
Our agents are car insurance experts, specially trained to help you choose the coverage to best suit your needs. We offer a variety of policies to Maryland and D.C. drivers with different types of coverage.
Roadway Auto offers discount car insurance even if you have a less than perfect driving records. For drivers who need MAIF insurance, Roadway Auto has you covered.
Liability Insurance
Each state requires a minimum liability insurance. In Maryland, that requirement is 30/60/15. Liability protects you from damage you do to others including bodily injury or property damage.
‘Bodily injury liability’ pays for medical expenses, pain and suffering and lost wages while ‘property damage liability’ pays to repair or replace property that was damaged. Liability car insurance also covers legal fees when needed.
Comprehensive Coverage
Comprehensive auto insurance protects you from incidents that are not caused by a collision or vehicle rollover including:
- Fire
- Natural Disaster
- Vandalism
- Theft
When needed, comprehensive insurance will pay you the actual cash value of the vehicle less your deductible. Remember: the higher your deductible, the lower the price on your car insurance and the lower the deductible the more expensive the car insurance.
Collision Coverage
Collision insurance pays for damages to your vehicle because of at fault accidents. Collision coverage may pay for the vehicle repair or in the event the vehicle is a total loss, collision coverage will pay the actual cash value of the vehicle less the deductible.
FR-19 and SR-22
Roadway Insurance can help you with your FR-19 and SR-22 needs. An FR-19 is a Maryland Insurance Certificate required when you register or renew a vehicle. This certificate ensures that you meet the minimum vehicle liability requirements. An SR-22, also known as a Certificate of Financial Responsibility (CFR), is a certificate mandated by the state of Maryland to verify that you have auto insurance liability coverage. A CFR is usually required by state mandate for specific driving-related violations such as DUI conviction, reckless driving and accidents caused by uninsured drivers.
Low Cost Auto Insurance
If you are looking to save money on car insurance, check out Roadway Insurance. For nearly 20 years, Roadway has provided Maryland and D.C. drivers deep savings with cheap car insurance. We have convenient locations throughout the Metropolitan area including: Washington DC, Baltimore, Columbia, Annapolis, Silver Spring, Hyattsville, Frederick, Laurel, Capital Heights, Eastern Shore and surrounding areas.
Contact us for your free auto insurance quote and find out how much Roadway can help you save.
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