Accidents are bound to happen. Even the most precautious drivers may find themselves in an accident. It is important to know what to do after an accident to make sure you and everyone involved stays safe and acquires the necessary information to file an insurance claim. After an accident, the first priority is safety. Stay calm, check your surroundings, and ensure the safety of everyone involved. Roadway Auto Insurance has some tips of what to do in case of an accident.
1. Notify The Authorities
Whether it is a minor accident or a more serious accident, you should notify the police immediately. Once on the scene, police can make sure that other drivers can maneuver around the accident safely and without causing further damage. The police will also take an official report of the accident that you can use in your insurance claim.
2. Never Admit Fault
The police and insurance companies will determine who is at fault and how to proceed. You should never tell anyone that the accident was your fault.
3. Collect Information From All Involved Parties
The following information should be collected and shared between all parties involved. Also, try and get the information of any witnesses in case this is necessary later on. Having this information will help make your insurance claim process move smoothly.
- Name
- Address
- Phone Number
- License Plate Number
- Driver’s License Number
- Make and Model of Vehicles
Take Photos
Use your phone to take photos of the damage done to all cars to use as proof. Documenting the accident may help you make your case. Be sure to never take photos of the drivers, or of their license plates without their permission. Only photograph the damage done to your car and wide shots of the whole scene.
Contact A MAIF Provider
Contact Roadway Auto Insurance today to find the right insurance to keep you and your automobile covered. Proper auto insurance is required by Maryland state law. MAIF has you covered, no matter what.