3 Easy Ways to Shop for Motorcycle Insurance
Roadway Auto Insurance makes it easy to find the best motorcycle insurance rates in Maryland and Washington, DC. We are a top provider for My MD Auto Insurance and offer many affordable motorcycle insurance options. Whether you need liability coverage or full coverage, we have plans for every type of bike and rider.
You can shop for motorcycle insurance in three simple ways: online, by phone, or in person. Our team at Roadway Insurance knows My MD Auto Insurance inside and out. We are friendly and ready to help you find insurance that fits your budget. It doesn’t matter if you have a bad driving record, are a new rider, or have trouble with other insurance companies.
Discount Motorcycle Insurance
Roadway Auto Insurance provides some of the best rates for motorcycle insurance. You might get discounts by insuring multiple vehicles with us, keeping a clean driving record, and paying your premiums on time.
Motorcycle Insurance Discounts
- Safe Driver Discount
- Discount for Completion of Motorcycle Safety Course
- Riding Group Member Discount
- Garage Kept Motorcycle Discount
- And more!
Comprehensive Motorcycle Coverage
Roadway Insurance offers insurance for all types of motorcycles. This includes street bikes, custom motorcycles, choppers, cruisers, and even dirt bikes. Our motorcycle insurance specialists can provide you with a free motorcycle insurance quote and the coverage options that are right for you.
Maryland Motorcycle Insurance Requirements
The state of Maryland requires you to have minimum liability insurance for your motorcycle. This minimum requirement is 30/60/15:
- $30,000 for bodily injury per person
- $60,000 for bodily injury for two or more people
- $15,000 for property damage
Are motorcycle insurance costs expensive?
Motorcycle insurance rates are typically higher than car insurance rates due to the larger risk of injury. Because of this, the average cost of a motorcycle accident is more than for an automobile. While there are some state-specific exceptions, most states require motorcycle riders to have both liability and accident insurance.
Immediate Motorcycle Insurance Coverage with Roadway Insurance
How do I know if I’m eligible?
Motorcycle insurance isn’t available to everyone. To qualify, you need to be the right age, have a good driving record, and own a motorcycle that meets the size requirements. If you’ve had motorcycle insurance before, you might be eligible with some insurance companies.
Roadway Auto Insurance offers affordable motorcycle insurance with quick coverage. We are a top provider in Maryland and DC, with easy-to-reach locations to help you. When you call us, we can answer all your questions, like:
- How to find the best motorcycle insurance rates in Maryland.
- What type of coverage is best for your bike?
- How the type of motorcycle affects your insurance cost.
- Why you should get insurance before buying a bike.
- Who can get discounts on their policy?
My MD Auto proudly serves all of Maryland and Washington, DC. This includes Annapolis, Baltimore, Capitol Heights, Columbia, Frederick, Hyattsville, Laurel, Silver Spring, and the Maryland Eastern Shore.
Motorcycle insurance costs can vary based on your bike and other factors. Learn more by reading answers to common questions about motorcycle insurance.
How do companies calculate motorcycle insurance costs?
Several factors affect the cost. Companies look at the safety features of your motorcycle and how often that model is involved in crashes or thefts. Any upgrades or after-market changes you make to your bike also impact the cost.
Which motorcycles are more expensive to insure?
Sport bikes, also known as supersport or street bikes, usually cost more to insure. They are pricier to buy and more likely to be in accidents or stolen.
Are older motorcycles less expensive to insure?
It depends on the bike. Older motorcycles might not be as risky to ride, but they can be more expensive to repair or find parts for. The cost of insurance usually depends on the bike’s power and rarity.
Why is motorcycle insurance so expensive?
Motorcycle insurance can seem high because bikes are more likely to be in accidents and are more dangerous to ride. They are also more prone to theft and damage, leading to more insurance claims. Riders often face severe injuries and higher medical costs. However, motorcycle insurance is usually cheaper than car insurance because motorcycles are less expensive than cars and the claims are often smaller.
Does my age impact the cost of my motorcycle insurance?
Yes, age can affect the cost of motorcycle insurance. Teens and new riders usually have higher insurance costs because they are less experienced. An older person who is new to riding will also have higher rates than someone who has been riding for years.
Does motorcycle insurance cover other riders on my bike?
It depends on your coverage. If you only have basic liability insurance, it might not cover other riders. Coverage can vary based on whether the rider is with you or if someone else is borrowing and riding your motorcycle.